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Vista Ridge Condominiums

Vista Ridge at Estes Park

Vista Ridge is a mixed income home ownership program and condominium community, developed by the Estes Park Housing Authority and a group of local investors.

Consisting of 59 condominium units, 30 are designated affordable and 29 are market rate units. The Affordable units are income, deed, and resale restricted as described below. The Market Rate units have no restrictions.

The Affordable Units

The affordable units are either 2 or 3 bedrooms and have an attached garage. They are well appointed tastefully decorated with several options available.

These units are sold to families who earn 80% or less of the Area Median Income for Larimer County are adjusted for family size, and are deed restricted. The deed restriction and special financing attached to these units assure that this housing will remain affordable for many years to come.

Vista Ridge Application 

How it works

An affordable unit must first be available for purchase. To learn more about available units, contact a local realtor.

If a household is determined to be income qualified for the affordable program, they are eligible to purchase an affordable unit. The price of these units is reduced by $50,000. The Estes Park Housing Authority will hold a 'soft' second mortgage for that $50,000. This 'soft' second is non-serviceable, so you never make payments on it. When and if you decide to sell your unit, if you abide by all of the requirements in the deed restriction, then the $50,000 never need be repaid.

What are the Deed Restriction requirements?

Primarily the unit MUST be sold to another income qualified household and may not be sold for more than the Maximum Sales Price. That price is set by the Estes Park Housing Authority and is based on a formula that includes an appraised price.

This information is ONLY a summary of this program. For full detail, please call the Estes Park Housing Authority. We will be happy to describe the program to you in detail and answer any and all questions you might have.

Will I have to obtain a mortgage?

Yes. Although the selling price is greatly reduced from a Market value, you will need to qualify for and obtain a mortgage unless you have cash to purchase. You are free to go to the mortgage lender of your choice, or we can make a recommendation for you.

How much will my payment be?

This will depend entirely on whether and how much of a down payment you have.

For information on the affordable program or to see if you qualify, please contact the Estes Park Housing Authority at 970-591-2535 for more information.

The Market Rate Units

The Market rate units are either 2, 3, or 4 bedrooms, some with a lower level family room. These floor plans range up to nearly 2002 sq. ft. of living area. These beautiful, quality new homes have upscale finishes including hickory cabinets, ceramic tile in kitchen and main level bath, Berber carpeting, and pewter finish hardware. Kitchen appliances, gas fireplace, and window blinds are included. All units have spacious attached garages and ample storage. Some units have walk-out family rooms on the lower level.


For more information on the Market Rate units, please contact a Realtor of your choice.